• Contact Us Today:
  • 843.789.9994
  • sales@charlestonsecuritysystems.net
  • Pay Your Monitoring Bill
  • Home Security
    • Alarm Monitoring
    • Security System Packages
    • Home Automation Systems
  • Business Security
  • Access Control
  • Security Cameras
    • Home Security Camera Systems
    • Business Security Camera Systems
    • Wireless Security Cameras
  • Security Tips
  • Contact Us
  • Home
  • Security Tips
  • Home Security
  • The Secret to Saving Money on Your Homeowner’s Insurance

The Secret to Saving Money on Your Homeowner’s Insurance

Published by Charleston Security Systems at December 7, 2011
Categories
  • Home Security
Tags

So you’ve got your home security system installed, online and keeping your house and family safe – just like you envisioned when you first set out choosing a home alarm system.

Besides being an easy, affordable way of property protection, your security system can also be saving you money on homeowner’s insurance.

Why Do You Receive A Discount?

If you look at a break-in and or robbery from an insurance company’s standpoint, whenever one of those events occur the likelihood of you filing a claim increases significantly. Insurance companies want to decrease the number of claims, of course, and by installing a monitored or unmonitored alarm system in your home, it will decrease the chances of theft and thus fewer claims are filed. Offering a discount on homeowner’s insurance for installing a security system is a way to motivate you to install one.

Just How Much Can You Save?

This is completely dependent upon the type of system that you install. Homeowner’s insurance discounts generally range from 5% to all the way up to 20%. Getting a security system without 24/7 alarm monitoring or just installing deadbolts on your doors will put you in the 5% discount range.

By having an alarm system installed by a professional security company that includes around the clock home alarm monitoring services, your discount will be raised closer to the 20% range.

Let’s run through a quick example of what you could be saving on homeowner’s insurance on an annual basis (of course, annual rates vary so we used a general range for our example):

Annual Homeowner’s Insurance: $1,000 – $3,000
20% Savings: – $200 – $600
End Cost: $800/year – $2400/year

To look at this another way, your monthly insurance savings with a monitored system is about $16 to $50. Now consider if you are paying $19.95/month for your home alarm monitoring service. On the lower end of the savings spectrum you’re only paying about $4.00/month for your monitoring. On the higher end of the savings spectrum, your monthly discount on your homeowner’s insurance is actually paying for your alarm service – and then some. You’re coming out about $30.00 ahead, in fact!

Now, of course these calculations are just used as an example and are completely dependent on both your insurance company and the type of security system that you install, but clearly there is money to be saved.

What Steps Should You Take To Start Saving?

1. Contact Your Insurance Company.
Every insurance company is different when it comes to discounts from security system installations. The best thing to do is to call your insurance company and get the details on what you can receive and how you can maximize these discounts with the right security system.

2. Contact Your Home Security Company.
Once you’ve got the details from your insurance company, call your home security company and let them know what you need in order to get your discount.

Keeping your family and home safe is any security company’s first priority and now you can see how your security system can also save you money.

So, what are you going to do with the extra money that you save?

Share
Charleston Security Systems
Charleston Security Systems
Charleston Security Systems provides complete home and business security solutions including home security systems, access control systems, alarm monitoring services and video surveillance systems. Our security staff provides the highest level of personalized, affordable services in the industry.

Related posts

December 21, 2017

Your Holiday Home Security To-Do List 2017, Part 2: Advanced Protection & Tips


Read more
css-buy-local-security-system-charleston-sc-blog
December 13, 2017

5 Important Reasons To Buy Local When It Comes To Home Security


Read more
css-blog-holiday-security-2017-pt1
November 14, 2017

Your Holiday Home Security To-Do List 2017, Part 1: The Basics


Read more

Comments are closed.

Charleston Security Systems Logo

About This Blog

This security blog is dedicated to educating homeowners, business owners, students and visitors about staying safe in Charleston and the Lowcountry.

Recent Posts

  • Your Holiday Home Security To-Do List 2017, Part 2: Advanced Protection & Tips
  • 5 Important Reasons To Buy Local When It Comes To Home Security
  • Your Holiday Home Security To-Do List 2017, Part 1: The Basics
  • 5 Incredible Stats & Other Feedback From Burglary Victims You Should Know If You Live In Charleston

Categories

  • Access Control
  • Apartment Security
  • Audio
  • Battery Replacement
  • Business Security
  • Camera Systems
  • Church Security
  • Commercial
  • Construction Site Security
  • Dumb Criminals
  • Flood Detectors
  • GPS Tracking
  • Holiday Security
  • Home Automation
  • Home Automation
  • Home Security
  • Home Security Technology
  • How To
  • IP Cameras
  • Myrtle Beach Security
  • Restaurant Security
  • School Security
  • Security Cameras
  • Security Companies
  • Security News
  • Security Reviews
  • Security Training
  • Senior Living
  • Wireless Security

 

Get secured in the Lowcountry. Call today to get started: 843.789.9994

Latest Security News

  • Your Holiday Home Security To-Do List 2017, Part 2: Advanced Protection & Tips
    December 21, 2017
  • css-buy-local-security-system-charleston-sc-blog
    5 Important Reasons To Buy Local When It Comes To Home Security
    December 13, 2017
  • css-blog-holiday-security-2017-pt1
    Your Holiday Home Security To-Do List 2017, Part 1: The Basics
    November 14, 2017
  • css-catch-a-burglar-home-security-charleston
    5 Incredible Stats & Other Feedback From Burglary Victims You Should Know If You Live In Charleston
    November 1, 2017

Site Links

  • Free Security Consultation
  • About Us
  • Contact Us
  • Customer Resources
  • Security Tips Blog
  • Security Jobs In Charleston

Security Services

  • Home Security Systems
  • Business Security Systems
  • Security Cameras For Your Home
  • Security Cameras For Your Business
  • Access Control Systems
  • Home Automation Systems
  • Smart Door Locks
  • Smart Lighting
  • Smart Thermostats
  • Alarm Monitoring

Charleston Security Systems

Charleston Security Systems provides complete home and business security solutions including home security systems, access control systems, alarm monitoring services and video surveillance systems.

    2701 Rourk St
       North Charleston, SC 29405
  (843) 789-9994

   sales@charlestonsecuritysystems.net
   support@charlestonsecuritysystems.net

License: BAC #13661

 

Charleston Security Systems, Surveillance Equipment, Sales & Service, North Charleston, SC

Powered by Alarm.com

© 2011 - 2018 Access Security Systems, LLC d/b/a Charleston Security Systems All Rights Reserved. | Privacy Policy | Terms & Conditions
  • Home Security Systems in Kiawah Island, SC
  • Home Security Systems in Summerville
  • Home Security Systems in North Charleston
  • Home Security System in Mt Pleasant, SC
  • Home Security Systems on Daniel Island, SC
  • Home Security Systems in Isle of Palms, SC
  • Home Security Systems in Folly Beach, SC
  • Home Security Systems in Goose Creek, SC
  • Home Security Systems in Sullivan’s Island, SC
  • Home Security Systems on James Island, SC
  • Home Security Systems in South Carolina